Does everyone get a free windshield replacement in Tampa, FL?

Many people in Tampa think that auto glass replacement in Florida is free. There is a lot of confusion when it comes to having work done on vehicles with damaged glass or broken windows. The first thing to understand is the difference between a free service and a service provided at no cost to you. I find that even large auto glass companies have web pages offering a free windshield replacement in Tampa, FL and in other states that have a “Deductible Waiver.”

Auto glass services are never free. To think that auto glass shops go around performing free services is the same as believing in Santa Claus or the Easter bunny (sorry kids). Auto glass shops will always bill for their services. Sometimes we bill the consumer, and sometimes we bill the insurance companies.

Why are auto glass shops saying that I can get a free windshield replacement in Tampa?

Some shops prefer to create the illusion that you will benefit from getting a free new windshield without any of the “side effects.” By making you believe that you can get a free windshield replacement in Tampa, they can lead you to filing a claim towards a windshield replacement, even if you may not really need one. Some will go as far as giving you up to $100 to have your windshield replaced. At the end of the day, there’s no free lunch.

If I don’t pay for my windshield replacement, who does?

Everyone. Literally everybody who is insured by the same insurance company who insures you, including yourself. Think about it for a moment. Insurance companies collect premiums from policyholders in order to pool together funds and pay for liabilities (in this case, insurance claims) as they are reported and validated. Your insurance company’s main goal is the same as every other business: to profit. When there is an increase in the amount of claims reported to any insurance company, they are then forced to raise their premiums to all policyholders in the demographic areas in which these claims are reported. This secures the profitability and sustenance of your insurance company, and their ability to pay future claims for its policyholders. Rest assured that, when you are getting a so-called free windshield replacement in Tampa, the costs are being paid for by your insurance company’s pool of funds.

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